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Household Debt

Updated Jan 1, 2026, 12:00 AM UTC

Consumer credit outstanding. Data from FRED series CMDEBT.

Updated: 2026-01-01 · Source: FRED

Current Debt

$21069.28T

2026-01-01

1Y Change

+7.8%

5Y Change

N/A

Range

$14411.24T - $21069.28T

Recent Data

DateDebtYoY ChangeYoY %
2026-01-01$21069.28T+$1526615.00B+7.8%
2025-10-01$20933.75T+$1515745.00B+7.8%
2025-07-01$20774.06T+$1529483.00B+7.9%
2025-04-01$20559.25T+$1619089.00B+8.5%
2025-01-01$20403.42T+$1814895.00B+9.8%
2024-10-01$20305.93T+$2101647.00B+11.5%
2024-07-01$20420.78T+$2555930.00B+14.3%
2024-04-01$20271.31T+$2719362.00B+15.5%
2024-01-01$20130.68T+$3269324.00B+19.4%
2023-10-01$19970.73T+$3353893.00B+20.2%
2023-07-01$19858.77T+$3472419.00B+21.2%
2023-04-01$19698.55T+$3532868.00B+21.9%
2023-01-01$19542.67T+$3356813.00B+20.7%
2022-10-01$19418.00T+$3337017.00B+20.8%
2022-07-01$19244.57T+$3314782.00B+20.8%
2022-04-01$18940.16T+$3165588.00B+20.1%
2022-01-01$18588.52T+$2986691.00B+19.1%
2021-10-01$18204.28T+$2704574.00B+17.4%
2021-07-01$17864.85T+$2468492.00B+16%
2021-04-01$17551.95T+$2280755.00B+14.9%
2021-01-01$16861.35T+$1696651.00B+11.2%
2020-10-01$16616.83T+$1583556.00B+10.5%
2020-07-01$16386.35T+$1519102.00B+10.2%
2020-04-01$16165.68T+$1403261.00B+9.5%