Yield Curve Monitor

US Treasury yield curve & macro regime tracker. Live data from FRED. Refreshed every hour.

🟢
Current Regime
Normal
10Y-2Y Spread
+0.36%
10Y Yield
4.55%
Fed Funds
3.63%
As of
2026-07-07
2Y Yield
4.19%
10Y Yield
4.55%
30Y Yield
5.05%
Fed Funds Rate
3.63%

Today's Yield Curve

10Y-2Y Spread Over Time

Data as of Jul 7, 2026, 12:00 AM UTC
Spread 30d Avg Zero line (inversion)

Treasury Yields

2Y 10Y 30Y

Regime Breakdown (Last 2 Years)

🟠Inverted
38 days
7.6% of period · Avg spread: -0.17%
🟡Flat
93 days
18.6% of period · Avg spread: +0.13%
🟢Normal
368 days
73.7% of period · Avg spread: +0.51%
⚠️

Yield Curve Inversions

Periods where the 10Y-2Y spread went negative

3 periods
StartEndDurationStatus
2024-07-082024-08-2650 daysResolved
2024-09-032024-09-031 daysResolved
2024-09-052024-09-051 daysResolved
🤖 Agent-friendly API: GET /api/yield-curve?range=1y&format=json

Last updated: Jul 7, 2026, 12:00 AM UTC

Source: Federal Reserve Economic Data (FRED), Federal Reserve Bank of St. Louis