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Housing Market Tracker
Key US housing market indicators from FRED — median home prices, housing starts, mortgage rates, building permits, and an affordability index.
Last updated: February 14, 2026
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Median Home Price
MSPUS
$410,800
MoM -2.91%
YoY -3.75%
As of 2025-04-01
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Housing Starts
HOUST
1,246
MoM -3.49%
YoY -8.18%
As of 2025-10-01
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Existing Home Sales
EXHOSLUSM495S
3,910,000
MoM -4.40%
YoY —
As of 2026-01-01
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30-Year Mortgage Rate
MORTGAGE30US
6.09%
MoM -1.14%
YoY -12.50%
As of 2026-02-12
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Building Permits
PERMIT
1,411
MoM +6.09%
YoY -1.60%
As of 2025-10-01
30-Year Mortgage Rate
Housing Starts vs Building Permits
Affordability Index
Based on $75K median income, 80% LTV, 30-year mortgage. Higher = more affordable.
All Indicators
| Indicator | Latest Value | MoM % | YoY % | Date | Trend |
|---|---|---|---|---|---|
| 🏠Median Home Price$ | $410,800 | -2.91% | -3.75% | 2025-04-01 | |
| 🏗️Housing StartsThousands | 1,246 | -3.49% | -8.18% | 2025-10-01 | |
| 🔑Existing Home SalesMillions | 3,910,000 | -4.40% | — | 2026-01-01 | |
| 💰30-Year Mortgage Rate% | 6.09% | -1.14% | -12.50% | 2026-02-12 | |
| 📋Building PermitsThousands | 1,411 | +6.09% | -1.60% | 2025-10-01 |
🤖 API Access
Access this data programmatically via our free API.
GET /api/housing-marketSupports ?format=csv, ?start=YYYY-MM, ?end=YYYY-MM query parameters.